Many have now heard of the Bank of North Dakota. The only publically owned bank in the country...and has been so for 100 years as a direct challenge to wallstreet..and its usurious "Fed". Financed with the people's money. That's the first big difference.
How it operates is different........ No dividends are issued to shareholders, no bonuses to executives.
All Profits must, by law, be returned to the [state's] general fund or plowed back into the bank to increase its loan activity. I kid you not ! Their legally binding mission statement could be added to our Constitution IMO.

Read more: http://www.post-gazette.com/pg/11322/1190740-28-0.stm?cmpid=newspanel3#ixzz1e3GLKfDr